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A Kentucky UM claim may provide compensation for the following damages from the collision:
An important note worth mentioning is that Kentucky allows drivers to stack uninsured motorist coverage. For example, say you have two vehicles insured under the same policy. If you have $25,000 per person and $50,000 per accident on both vehicles, your coverage would increase to $50,000 and $100,000.
It is a good idea to review the terms of your insurance policy with an experienced Louisville car accident lawyer. He or she can determine how much coverage you have available and what damages you may be eligible to claim. An attorney can also determine if stacking is an option that is available to you in your situation. Kentucky has strict requirements for when crash victims can stack insurance to increase their coverage.
Contact Justice Injury Law to discuss your potential legal options: 502-584-5455 .
Most auto accident cases are not resolved via a lawsuit. Most of the time, the victim and his or her attorney can settle with the liable insurance company. Kentucky’s no-fault insurance system also limits your ability to file a lawsuit over a car accident.
If you are in a situation where a lawsuit is allowed, you have two years to file it. This is Kentucky’s statute of limitations for car crash lawsuits.
Two years sounds like plenty of time, but it is best not to wait to call an attorney to find out if he or she can assist you. It is also important to note that attorneys need time to build a case.
If you get injured in a crash and the driver does not have insurance coverage, there are several steps you should take to protect your interests:
Call Justice Injury Law today to discuss your situation and how to move forward. Phone: 502-584-5455 .
You might get the wrong idea when you hear that Kentucky does not require drivers to purchase UM coverage. Technically this is true. However, Kentucky requires insurance companies to offer this coverage, and drivers can only reject this coverage in writing.
While UM coverage is technically not required, most drivers who have insurance have this coverage.
The minimum amount of coverage is $25,000 per person and $50,000 per accident, although you can increase coverage if you choose.
My lawyer Melissa was very helpful...I would whole heartedly recommend this lawyer.
Belinda G.
Had I not had Scott working for me, I would have only been awarded pennies on the dollar of what is rightfully mine.
Lewis
Mr. Justice and his firm are very professional but did not hesitate to fight for me so that I could have a secure future.
Deborah R.
Justice Law Office allowed me to be able to concentrate on my injuries and not have to deal with the legal stress. Thanks again Mr. Justice and the Justice Law Office.
Kevin
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